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Check Smart

Check Smart is a registered trademark of Check Smart. Check Smart is not affiliated with, nor does it endorse or sponsor, the contents of this webpage or the website. Trademarks referring to specific providers are used by for nominative purpuses only: to truthfully identify the source of the products about whitch information is provided. Such trademarks are solely the property of their respective owners.

Check Smart has offered fast, friendly, and trustworthy service since its inception. The company started operating in 1987 as a payroll advance company. Customers receive fair treatment and respect, regardless of whether they apply online or at one of Check Smart's locations. Customers' credit does not matter. If customers meet Check Smart's criteria, they qualify for a payroll advance loan.

Check Smart's professional, qualified loan consultants will gladly assist customers with any help they may need, whether they apply online at Check or at one of Check Smart's convenient store locations. Check Smart staff maintain a willing-to-help attitude and are ready to assist customers. Check Smart strictly adheres to business standards and is a member of the following organizations:

  • Community Financial Services Association
  • Financial Services Centers of America
  • Ohio Association Financial Services Centers
  • California Financial Service Providers Association
  • Utah Consumer Lending Association
  • Financial Service Centers of Florida

Check Smart uses industry standard SSL technology to ensure the security and confidentiality of personal data. This advanced technology uses an encryption process to transmit customers' data over the Internet in such a way that no one else can decipher it. Additionally, Check Smart has a strict privacy policy that it adheres to, meaning that Check Smart does not sell customers' information. Customers can feel confident and secure. Customers will never be asked the reason for requesting a short-term loan. Check Smart promotes financial responsibility by educating its customers regarding payday advance services. Check Smart makes it clear that a payday loan is a short-term solution to financial emergencies and is not designed to solve long-term financial difficulties. Customers with long-term financial problems are directed to seek the advice of a qualified credit counselor.

Obtaining a cash advance is easy and fast. Customers can obtain a cash advance within minutes. Customers can conveniently apply online or at any of Check Smart's many locations.

Contact Check Smart

Check Smart, Inc.
7001 Post Road
Dublin, Ohio 43016
Website: Check
Phone: 1-800-837-0381

What Is A Check Smart Cash Advance?
Simply put, a payroll or cash advance is a cash advance on a paycheck. If customers need cash to handle an emergency, Check Smart can help them. A payroll advance can help customers take care of unexpected emergencies, or help them get through the week until their next payday. It's a short-term alternative financial solution that can help customers avoid bounced checks, late payment fees, or a negative credit score.

How Does Check Smart Work?
The first step is to write a check for the amount needed plus the fee amount. Check Smart will agree to hold the check until the next payday. Customers will receive the funds within minutes. There are no credit check worries. The advance can be as low as $50 or as high as $800. It depends on customers' qualifications and the state in which they reside.

Why Check Smart?
Customers can expect quick and hassle-free service at Check Smart. The reason for the loan is irrelevant to Check Smart. Unlike other lending companies that provide customers with a check, at Check Smart customers can expect to receive their cash right away.

How Does One Get A Payroll Advance?
To qualify for a payroll advance, customers need to have the following items: verifiable income, checking account in their name, and a working home phone number. Getting a payroll advance through Check Smart is fast, easy, and convenient. Almost any person can qualify for an advance.

What Should A Customer Bring To Check Smart To Get Started?
Customers need to bring their checkbook. They also need a state or federally issued identification card.

Check Smart Check Cashing

Check Smart cashes all types of checks including payroll, insurance, and personal. Additionally, Check Smart also cashes tax refund checks, settlement, government, and social security benefit checks. Check Smart cashes checks and makes the funds available instantly. In contrast, banks require customers to have an account with them in order to cash a check, and they may hold it until it clears before they make the funds available. Check Smart eliminates all the waiting period and gives customers their cash on the spot. Most Check Smart locations operate 24 hours a day for customers' convenience.

Check Smart In Your State

Check Smart currently has 217 stores located in 10 different states. Presently, those operating locations are in Arizona, Florida, Indiana, Kansas, Kentucky, Michigan, Missouri, Ohio, Utah, and Virginia. The majority of Check Smart stores operate seven days a week during convenient hours to fit customers' busy schedules. Some Check Smart locations even operate 24 hours a day.

If a Check Smart location cannot be found in a certain state it means that Check Smart is not licensed to conduct business online in that particular state. Therefore, customers cannot request a cash advance online. However, customers can still apply for an advance at one of Check Smart's nearest locations.

Check Smart Ohio - Customers may qualify for a loan of up to $300 on the first loan. After receiving the first loan, and if they remain in good standing, the loan amount may increase by $100 for each future loan up to a maximum of $800.

Check Smart Arizona - The first loan may be up to $350. Once a customer is approved and remains in good standing, Check Smart may increase the maximum loan amount by $100 up to $500. Customers will need to pay off two loans before qualifying for this increase.

Check Smart / Minneapolis / Pennsylvania / Rhode Island / Missouri - The first loan can be up to $300, and after being approved and established in good standing, an increase of $100 can be granted for a maximum of $500. This increase also requires first having paid off two previous loans.

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