LoanByPhone offers short-term payday loans and cash advances if customers need cash quickly. It's mandatory that customers have steady employment and a bank account. LoanByPhone is fast, easy, and confidential.

LoanByPhone Benefits

There is no faxing required for qualified applicants. Customers don't need to worry if they have bad credit because there are no credit checks. Customers will have up to $800 deposited into their bank account over night or by the nest business day.

LoanByPhone was established in 2003. This company provides CheckIntoCash customers a convenient and private way of applying for a payday loan or cash advance on line or by telephone. LoanByPhone is a completely owned subsidiary of CheckIntoCash, Inc. It adheres to the same high standards that were established by CheckIntoCash and the Community Financial Services Association of America or CFSA.

LoanByPhone offers on-line cash advances and payday loans from $100 to $800. The amount of the loan depends on the state where the customer resides. In response to customer feedback, LoanByPhone added other on-line services such as no fax cash loans and telephone loans.

LoanByPhone and CheckIntoCash will only accept on-line loan applications or telephone loan applications in states where they have operating licenses. LoanByPhone respects the laws of the states where it is located or operates. Like its parent company, CheckIntoCash, LoanByPhone continues to increase its online product offerings and geographical coverage, so they can give the kind of services that meet the changing needs of its customers. Next day processing on all approved applications received before 8:00 PM EST is now offered by LoanByPhone. Most lenders stop funding their loans at 6:30 PM EST, which means it would take two business days to get their cash.

How A LoanByPhone Cash Advance Works

The process of applying for a payday loan with LoanByPhone is fast, uncomplicated, and very convenient. All customers need to do is fill out LoanByPhone's secure on-line application with all their personal information. The information should be up to date and include their employment status or source of income and bank account. The rest will be taken care of by LoanByPhone.

When the application is completed and submitted to LoanByPhone, the company will contact customers at the number provided on the application. The number customers put on the application should be one where customers can be reached easily. LoanByPhone's customer service representatives will confirm the details. The rest of the application process will then be finished. This will not slow down the loan approval process; it will actually make it faster.

Who Can Qualify For A Fax Less Cash Advance On-Line?

LoanByPhone is licensed and permitted to offer on-line cash advances in the following states: Alabama, Arizona, California, Delaware, Idaho, Kansas, Louisiana, Ohio, South Dakota, Utah, Washington, and Wyoming.