Internet Payday Loans
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PaydayOne has been a leading on-line provider of payday loans since 2002. PaydayOne was founded with the goal of being the most consumer-friendly lender in the industry. This benefits PaydayOne customers by giving them a guaranteed price, a fast and convenient loan process and friendly customer service. PaydayOne is a subsidiary of ThinkCash Inc. and has offices in Delaware, Nevada, and Texas.
PaydayOne Loan Application Process
Step 1: Complete the easy and secure loan application. It only takes a few minutes to apply on-line or by phone. There are certain requirements that have to be met when customers apply for a Payday Loan. Customers need an e-mail address, active checking account, and steady employment. Customers will also have to be at least 18 years old and a U.S. citizen.
Step 2: Customers will receive funds in their account as soon as their application is approved. Their checking account will be electronically credited the next business day. This pertains to all applications completed by 5:00 PM CT. Any applications received after this time will be processed the next day.
Step 3: Customers can easily manage their account with PaydayOne. Customers will have on-line access to their account twenty-four hours a day for every day in the week. With only a few clicks customers can check their balance and make their payment. When their payment is due, PaydayOne will send customers an e-mail reminder. Customers can call or e-mail a PaydayOne Loan specialist if they need help with anything.
Mandatory requirements for a PaydayOne Loan are steady employment or a proven source of income. E-mail address, verifiable phone, checking account in good standing and being at least 18 years of age are also necessary. Verification of prior loan history and application data is obligatory for all signed loan agreements.
PaydayOne will rate an account in good standing only if it has 30 days of transaction history without any of the following:
PaydayOne Has Four Core Values used by each of their employees to guide their action:
Care for Customer: PaydayOne would not be in business without its customers. PaydayOne believes that each customer concern should be treated as if its business depended on it to succeed or fail. PaydayOne uses every effort to resolve any problems the customer may have. PaydayOne treats all customers with respect regardless of their status or if they were approved or declined, current or past due. PaydayOne knows our customers are honest, hard-working people and PaydayOne is there to help them get the money they need to get through a difficult time.
Care for Team: PaydayOne was not created by only one person or function, but by the hard work of the entire team. PaydayOne has an "all for one and one for all" philosophy which is important and essential for PaydayOne's growth. PaydayOne provides full support to others in the company. PaydayOne demonstrates that each person's opinion matters by trying to include others in key decisions.
Care for Excellence: PaydayOne believes that every detail, no matter how small, should be given attention if it improves PaydayOne's capability of delivering a low-cost and high quality service to customers. PaydayOne realizes that focusing on the "small things" will ensure the "big things" are taken care of. Each employee strives to meet commitments even if it requires them to work hard for long hours. Every employee expects support from his/her team. They show good examples by pushing to accomplish ambitious results and leads.
Care for Innovation: PaydayOne is not interested in the status quo. PaydayOne was built on a totally new concept for delivering low cost and great service. PaydayOne will continuously depend on bold ideas and ambitious plans. PaydayOne uses creativity and imagination for new challenges and will always set new standards for what can be accomplished. Employees are not afraid to suggest new ideas and they know this is everyone's duty.