Internet Payday Loans
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At PaydayOK, payday loans are simple and affordable - no hidden fees, no add-ons, no extra wiring fees. Plus, unlike most payday lenders, PaydayOK prorates loan fees so that customers pay less if they pay off their loans early - allowing them to save even more money!
The NoFax loan process is unique, allowing customers to complete all forms online from their home or office instead of faxing documents like so many of PaydayOK's competitors. It is fast and free with instant application results, and is available around the clock.
With PaydayOK, customers do not have to wait on someone to contact them regarding the loan. Only moments after finishing their online application, customers will know the results. The application process and their results are available 24 hours a day, seven days a week, all year long, with no worries and no waiting. Everything at PaydayOK is designed for customers to manage finances easily, quickly, and confidently.
Customers receive their loans quickly, too. In addition to NoFax loans and incredibly low rates, customers can finish their loan application by 5:00 PM CST and still expect to see the cash in their bank account the next business day.
PaydayOK offers a Low-cost guarantee on top of everything else. If customers find a lower cost payday loan on the Internet, their first payday loan is guaranteed free.
PaydayOK Frequently Asked Questions
Q. What are the payment options for PaydayOK?
Simply do nothing and PaydayOK will Payday-Auto-OK their loan. On the due date, if PaydayOK does not hear from their customers, the company will automatically deduct a payment of 10% of the original loan amount plus the finance charge due. Each payment will reduce the principal balance until paid in full.
For the convenience of customers, payments will be electronically debited from their checking account unless they make alternate payment arrangements.
Q. What is required to apply for a PaydayOK loan?
PaydayOK does not deposit funds into accounts with negative balances.
Applications will be either approved or declined based on evaluation of the information customers provide to PaydayOK. Occasionally PaydayOK may ask customers to fax additional information.
Q. How much can I borrow from PaydayOK?