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Payday Hawaii
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Payday Hawaii currently runs a dozen payday loan centers under the business name of Money Service Centers of Hawaii, Inc. The offices can be found in Lihue, Kapaa, Kahului, Lahaina, Kihei, Kailua-Kona, Hilo, Kaneohe, Waianae, and Honolulu. Payday Hawaii began its operations back in early 2001 with a website that offers payday advance services all over the state. Payday Hawaii now has many satisfied customers who live on all of the major Hawaiian Islands. In 1999, R. Craig Schafer, who is the founder of Payday Hawaii, realized that new, innovative changes in the cash loan service industry - mainly the implementation of legal regulation of cash advance or deferred deposit finance companies - had brought about an increase in demand for modern money lending offices. In 1999, the legislature of the state of Hawaii brought in a new law that regulated check cashing and deferred deposit operations. R. Craig Schafer considered this to be an ideal opportunity to offer new and innovative ways of dealing with Payday Hawaii loans as at that time there were only a handful of money service businesses operating in the islands. Their most utilized service is what Payday Hawaii calls MicroCredit. Payday Hawaii can give customers a Micro-Credit Advance secured against a post dated automatic debit draft, which Payday Hawaii will not take until customers receive their next paycheck. Most people find that at some time they are short of cash between paychecks or perhaps have unexpected bills to pay. A Micro-Credit Advance is an attractive alternative to an old fashioned loan. Fast access to quick cash can help customers pay for rent, auto repairs, and sudden high medical bills or even clear their overdue utilities. If customers are in need of some extra cash until their next paycheck comes in, then Payday Hawaii's MicroCredit is the fastest and most secure way for them to obtain the cash they need; the Micro-Credit fee includes GET.
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